Terms & Conditions

1. Campaign Duration

• The LB CIM Virtual Debit Card Cashback Campaign will be conducted from 25^th September to 4^th October 2026.

2. Eligibility Criteria

• The promotion is open to all registered LB CIM customers with an active LB CIM Virtual Debit Card.
• To Eligible, customers must make payments using their LB CIM Virtual Debit Card via Tap & Pay at any UnionPay-enabled merchant during the campaign period.

3. Cashback Offer

• Customers will receive 20% cashback on the value of each qualifying transaction.
• The cashback is capped at LKR 500 per qualifying transaction.
• Each customer may receive cashback on a maximum of three (03) eligible transactions during the campaign period.

4. Exclusions

• The following transactions will not qualify for cashback:
• Cancelled, reversed, refunded, disputed, or failed transactions.
• Cash withdrawals or cash advances.
• Fund transfers, bill payments, or any non-purchase transactions.
• Transactions completed outside the campaign period.

5. Cashback Crediting

• Eligible cashback will be credited instantly to the customer’s LB CIM Wallet.
• Cashback is subject to successful transaction processing and compliance with these Terms & Conditions. 

6. General Conditions

• LB Finance PLC reserves the right to verify the validity of all qualifying transactions before awarding cashback.
• Any customer found to have engaged in fraudulent, suspicious activity will be disqualified from the promotion.
• LB Finance PLC reserves the right to amend, suspend, extend, or terminate this campaign and/or revise these Terms & Conditions at its sole discretion without prior notice.
• The decision of LB Finance PLC regarding all matters relating to this campaign shall be final and binding.

Participation in this campaign constitutes acceptance of these Terms & Conditions and any decisions made by LB Finance PLC in relation to the promotion.