LB CIM Savings Account

LB CIM Savings Accounts

Open Your LB Savings Account 100% Digitally – No Branch Visit Needed!

Enjoy the convenience of opening your LB Savings Account completely online through the LB CIM App. There’s no need to visit a branch—your KYC (Know Your Customer) details are securely collected during registration itself.

It’s fast, easy, and secure—experience fully digital finance from the comfort of your home!

Available LB Savings Account Types:

– Standard Accounts – For everyday savings needs
– Premier Accounts – Enhanced benefits for premium customers
– Mudharabah Accounts – Sharia-compliant savings with profit-sharing
– Senior Citizen Accounts – Special benefits for individuals aged 60+

Apply anytime, anywhere—finance made truly effortless.

Key Features

Standard Account
- Start saving with just a minimum opening balance of Rs. 500
- Attractive interest rates that grow with your deposit amount:

Account Balance	Interest Rate (P.A)	Annual Equivalent Rate (A.E.R)
Between Rs. 5,000.00 – Rs 1,000,000,000.00	4.00%	4.07%
Between Rs. 1,000.00 – Rs 4,999.99	3.00%	3.04%
Between Rs. 0 – Rs. 999.99	1.50%	1.51%

Simple and convenient 100% digital application process.

Premier Account
- Start saving with just a minimum opening balance of Rs. 10,000
- Attractive interest rates that grow with your deposit amount:

Account Balance	Interest Rate (P.A)	Annual Equivalent Rate (A.E.R)
Above Rs. 500,000.00	7.00%	7.23%
Between Rs. 200,000.00 – Rs. 499,999.99	6.00%	6.17%
Less Than Rs. 199,999.99	4.00%	4.07%

Simple and convenient 100% digital application process.

Senior Citizen Account
- Start saving with just a minimum opening balance of Rs. 500
- Attractive interest rates that grow with your deposit amount:

Account Balance	Interest Rate (P.A)	Annual Equivalent Rate (A.E.R)
Between Rs. 5,000.00 – Rs 1,000,000,000.00	4.00%	4.07%
Between Rs. 1,000.00 – Rs. 4,999.99	3.00%	3.04%
Less Than Rs. 999.99	1.50%	1.51%

Eligibility

Applicants must be Sri Lankan citizens.
Age requirement: Between 18 and 60 years.
Minors (under 18) are not eligible to open LB CIM Savings accounts.
Sri Lankans who do not hold a valid National Identity Card/ Passport are not eligible to open LB CIM Savings accounts.
Foreign nationals without a valid Sri Lankan residence visa are not eligible to open the LB CIM savings accounts.

ELIGIBILITY – (For senior citizen accounts)

Applicants must be Sri Lankan citizens.
Age requirement: 60 years and above
Individuals below 60 years are not eligible to open LB CIM Savings accounts.
Sri Lankans who do not hold a valid National Identity Card/ Passport are not eligible to open LB CIM Savings accounts.
Foreign nationals without a valid Sri Lankan residence visa are not eligible to open the LB CIM savings accounts.