Digi Products

CIM is all about making your life easier, when it comes to your financial management, and that is why we have a whole range of carefully curated Digi Products that can help you do just that. From loans to digital deposits, CIM cover everything that you could need.

Open Your LB Savings Account 100% Digitally – No Branch Visit Needed!

Enjoy the convenience of opening your LB Savings Account completely online through the LB CIM App. There’s no need to visit a branch – your KYC (Know Your Customer) details are securely collected during registration itself.

It’s fast, easy, and secure – experience fully digital finance from the comfort of your home!

Available LB Savings Account Types:

  1. Standard Accounts – For everyday savings needs
  2. Premier Accounts – Enhanced benefits for premium customers
  3. Senior Citizen Accounts – Special benefits for individuals aged 60+
  4. Minor Accounts – Helping young savers build good financial habits for the future
  5. Mudharabah Accounts – Sharia-compliant savings with profit-sharing

Apply anytime, anywhere – finance made truly effortless.

Key Features

  • Standard Account
    • Start saving with just a minimum opening balance of Rs. 500
    • Attractive interest rates that grow with your deposit amount:
Account Balance Interest Rate (P.A) Annual Equivalent Rate (A.E.R)
Over  Rs. 5,000.00 4.00% 4.07%
Between Rs. 1,000.00 – Rs. 4,999.99 3.00% 3.04%
Between Rs. 0 – Rs. 999.99 1.50% 1.51%

Effective Date : 10th March 2026

  • Premier Account
    • Start saving with just a minimum opening balance of Rs. 10,000
    • Attractive interest rates that grow with your deposit amount:
Account Balance Interest Rate (P.A) Annual Equivalent Rate (A.E.R)
Over  Rs. 300,000.00 7.00% 7.23%
Between Rs. 100,000.00 – Rs. 299,999.99 6.00% 6.17%
Less than Rs. 99,999.99 4.00% 4.07%

Effective Date : 10th March 2026

  • Senior Citizen Account
    • Start saving with just a minimum opening balance of Rs. 500
    • Attractive interest rates that grow with your deposit amount:
Account Balance Interest Rate (P.A) Annual Equivalent Rate (A.E.R)
Over Rs. 5,000.00 4.00% 4.07%
Between Rs. 1,000.00 to Rs. 4,999.99 3.00% 3.04%
Less Than Rs. 999.99 1.50% 1.51%

Effective Date : 10th March 2026

  • Minor Account
    • Start saving with just a minimum opening balance of Rs. 500
    • Attractive interest rates that grow with your deposit amount:
Account Balance Interest Rate (P.A) Annual Equivalent Rate (A.E.R)
Over Rs. 5,000.00 4.00% 4.07%
Between Rs. 1,000.00 to Rs. 4,999.99 3.00% 3.04%
Less Than Rs. 999.99 1.50% 1.51%

Effective Date : 10th March 2026

  • Mudharabah Account
    • Start saving with just a minimum opening balance of Rs. 400
    • Attractive interest rates that grow with your deposit amount:
Period Normal Senior
Monthly Maturity Monthly Maturity
STD PSR STD PSR STD PSR STD PSR
1 Month N/A 32:68 N/A 33
3 Month 33:67 35:65 34 36
6 Month 35:65 36:64 36 37
1 Year 38:62 39:61 39 40
2 Year 40:60 41:59 41:59 42:58

Effective Date : 10th March 2026

Eligibility

  • For Standard
    • Applicants must be Sri Lankan citizens.
    • Age requirement : Between 18 and 60 years.
    • Minors (under 18) are not eligible to open LB CIM Savings accounts.
    • Sri Lankans who do not hold a valid National Identity Card/ Passport are not eligible to open LB CIM Savings accounts.
    • Foreign nationals without a valid Sri Lankan residence visa are not eligible to open the LB CIM savings accounts.
  • For Senior Citizens
    • Applicants must be Sri Lankan citizens.
    • Age requirement : 60 years and above
    • Individuals below 60 years are not eligible to open LB CIM Savings accounts.
    • Sri Lankans who do not hold a valid National Identity Card/ Passport are not eligible to open LB CIM Savings accounts.
    • Foreign nationals without a valid Sri Lankan residence visa are not eligible to open the LB CIM savings accounts.

Requirements

  • A verified and active LB CIM account
  • Minimum initial deposit as per the product type